Terms of Service

Effective September 7, 2026 · KŌINIbōōks is operated by KOINI Global, LLC (“KŌINI”, “we”, “us”)

The short version. KŌINIbōōks is bookkeeping software for crypto wallets and exchange accounts. Imports are evidence; the decisions you record are your books; every figure is a calculation of the two. It is informational software, not tax, accounting or legal advice, and you are responsible for your books and your filing. Any fees for the Service are published on books.koini.io and agreed to by you at purchase before they apply.

1. The service

KŌINIbōōks (the “Service”, at books.koini.io) reads publicly available blockchain data for wallet addresses you provide and files you upload, records the classifications and other decisions you make about that evidence, computes lots, gains, income and fees from your decisions under the cost-basis method and country you select, and produces reports and exports. The Service never changes a decision you have recorded; a re-import can only add new evidence or flag that evidence changed.

We only ever ask for public wallet addresses and exports. We never request, accept or store private keys, seed phrases, exchange API secrets or passwords, and nobody acting for KŌINI will ever ask you for them.

2. Informational only — not tax advice

The Service is a bookkeeping and calculation tool. It is not tax, legal, accounting or financial advice, and using it does not create a professional or fiduciary relationship with us. Tax law is complex, changes often, and depends on facts we cannot see. Country templates present rules as labelled steps for your review; where a country's official method is not supported the report says so. You and your advisor are responsible for reviewing the output and for what you file. We strongly recommend review by a qualified professional before filing.

3. Your books, your responsibility

You decide what each row is. Categories, transfer matches, funding sources, cost-basis overrides, lot selections, rules and period closes are your assertions, and the audit log attributes them to the person who made them.
You are responsible for adding every account that belongs in the books, for choosing the correct country, reporting currency, tax year and a cost-basis method permitted for you, and for resolving every warning before relying on a figure.
Blockchain data, token metadata, historical prices and exchange rates come from third-party sources and are recorded as evidence. We cannot guarantee they are complete or correct; unpriced or unmatched items are flagged, never guessed.
You must only add wallets and accounts you own or are authorised to keep books for, and you must only invite people entitled to see those books.

4. Accounts, invitations and security

You sign in with a one-time code sent to your email address. You may invite others (for example your accountant) into a client file with a trader or CPA role; they can post and change assertions in that file, and only the trader role can reopen a closed period. You are responsible for who you invite and for activity under your account. Keep your email account secure. You must be at least 18 years old to use the Service.

5. Fees and refunds

Plans are bought per client file, per tax year, at the prices published on books.koini.io and shown to you at checkout before you pay. Each purchase is a one-time payment for that file and tax year; nothing renews automatically, and we never charge you without your explicit purchase. A plan sets the number of posted lines and the documents the Service will build for that tax year; it does not change, hide or recalculate anything you have posted. Upgrading within a tax year charges the difference between plans. Payments are processed by Stripe; we do not store your card details. Any discount or included add-on (for example the KŌINItax customer discount, or the Secure delivery add-on we provide at no charge on a KŌINItax customer’s first KŌINIbōōks purchase) applies only as described at checkout.

Refunds. You may request a full refund of a purchase within 7 days of payment, from the Plan tab of the client file, provided no PDF report or CPA bundle has been downloaded for that tax year. Once such a document has been downloaded the purchase is final. After a refund the file returns to the plan it had before that purchase; your books are not affected. Refunds are returned to the original payment method.

6. Acceptable use

Do not use the Service to break the law, to evade tax, to keep books for wallets you have no right to report on, to probe or overload our systems, to resell or scrape the Service, or to reverse-engineer it. We may suspend accounts that do.

7. Your data and documents

Our Privacy Policy explains what we collect and why. You own your books; every export is yours to keep. You can delete a client file at any time, and your whole account by emailing support@koini.io.

8. Availability and changes

We aim for the Service to be available at all times but do not guarantee it. We may change or discontinue features; if we discontinue the Service we will give at least 60 days' notice and keep exports available during that time.

9. Warranties and liability

The Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose and non-infringement. To the fullest extent permitted by law, KŌINI is not liable for any indirect, incidental, special, consequential or punitive damages, or for any tax, penalty, interest or loss arising from your use of the Service or your filing, and our total liability for any claim is limited to the greater of USD 100 or the amount you paid us in the 12 months before the claim. Some jurisdictions do not allow these limits; where that is the case they apply to the extent permitted.

10. Governing law and disputes

These terms are governed by the laws of the State of Michigan, United States, without regard to conflict-of-law rules. Any dispute will be brought in the state or federal courts located in Macomb County, Michigan, and you consent to their jurisdiction, except that either party may seek injunctive relief in any court of competent jurisdiction. If you are a consumer in a country whose law gives you additional non-waivable rights, those rights are not affected.

11. QuickBooks Online and other connections

KŌINIbōōks can post a summary journal entry to a QuickBooks Online company you connect. You control the connection and you control every entry: nothing is sent without you selecting a period, reviewing the entry, and posting it.

You are responsible for the account mapping you choose and for reviewing each entry before you post it — we present figures calculated from the books you posted, in the accounts you nominated. Posting the same period again updates the same entry rather than creating a second one. Entries in your QuickBooks are your records; you can edit or delete them there, and doing so never changes your books here.

Your use of QuickBooks Online is governed by your own agreement with Intuit. We are not affiliated with Intuit, and we are not responsible for QuickBooks’ availability, pricing or behaviour. If Intuit ends or changes API access, the connection may stop working; your books, reports and exports here are unaffected. Nothing from QuickBooks is ever treated as a source of truth for your books.

12. Changes and contact

We may update these terms; we will post the new version here and, for material changes, notify you by email at least 30 days before they take effect. Continued use after that date means you accept the new terms. Questions: support@koini.io, KOINI Global, LLC.